Intrust Bank Deposit Agreement

For more information about INTRUST`s savings accounts, see our truth in the disclosure of personal account savings deposits, the personal account pricing plan and our deposit contract. INTRUST may at any time amend this user agreement with effect upon the publication of the revised user agreement on the website. Continuous access or use of the Site by the user after the revisions are removed by INTRUST constitutes the user`s acceptance and acceptance of changes to the user`s agreement. If a cheque is returned for any reason, you authorize the bank to take the amount of such a cheque from the deposit account. If the deposit account is not sufficient, you allow the bank to withdraw the money from each deposit account that belongs to you (including deposit accounts that are jointly owned). If funds are not available in a deposit account that belongs to you (including joint-ownership deposit accounts), you agree to refund the amount of the returned cheque to the bank. They also agree to pay the bank any fees incurred in accordance with the personal account pricing plan or the pricing plan for business accounts charged at the time of collection. You agree to seek the Bank`s assistance with any formal or informal investigation into irregular deposits in your accounts. You allow the bank to transfer all funds as you order online. You must not cancel or cancel a money transfer once you have entered the transfer statement.

If the transfer statement for transfer between the deposit accounts after 10:00 a.m. Central time is submitted, funds from the transfer may not be available until the next business day. In the event of an error related to the new accounts (within 30 days of the first deposit), point-of-sale transactions on a card or transactions initiated abroad can take up to 90 days to review your complaint or question. For new accounts, we can take up to 20 business days to credit your account for the amount you deem to be defective. You agree that you will only make transfer instructions available to the bank to make a transfer if, at the time of the transfer, a sufficient balance is present or will be available on your deposit account (including credits available as part of an overdraft protection plan that may be linked to the deposit account).

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